Privacy Policy

People's Benefit Corporation d/b/a Peoplesurrance

Effective Date: October 10, 2026

1. Introduction

People's Benefit Corporation, doing business as Peoplesurrance (“Peoplesurrance,” “we,” “us,” or “our”), respects your privacy and is committed to handling personal information responsibly, transparently, and securely.

This Privacy Policy explains how Peoplesurrance collects, uses, discloses, and protects personal information when individuals interact with our websites, online forms, communications, and programs, including the Peoplesurrance Community Ambassador Program.

It also describes the choices and privacy rights that may be available to individuals under applicable law.

This Privacy Policy applies to information collected through Peoplesurrance-operated digital services and related business activities, except where a separate privacy notice or legally required disclosure applies.

2. Information We Collect

Depending on how you interact with Peoplesurrance, we may collect the following categories of personal information:

A. Personal and Contact Information

Information such as your name, email address, telephone number, mailing address, and other contact details you voluntarily provide.

B. Community Ambassador Application Information

Information submitted through our Community Ambassador application, including your age eligibility confirmation, country or jurisdiction of residence, authorization to participate in proposed program activities, preferred participation category, and application-related communications.

C. Insurance and Service-Related Information

Information necessary to respond to inquiries, assess coverage needs, facilitate insurance-related services, or support client relationships. Depending on the service requested, this may include financial, household, insurance, or health-related information.

D. Website and Technical Information

Information that may be collected when you access our digital services, such as device information, browser type, IP address, website activity, and information collected through cookies or similar technologies.

E. Communications and Preferences

Records of inquiries, communications, consent selections, communication preferences, and requests submitted to Peoplesurrance.

3. How We Use Your Information

Peoplesurrance may use personal information for the following purposes:

A. Responding to Inquiries and Providing Services

To respond to requests, communicate with individuals, provide information about available programs and insurance-related services, and support ongoing client relationships.

B. Community Ambassador Program Administration

To receive, evaluate, and process Community Ambassador applications; verify eligibility and participation preferences; communicate application decisions; and coordinate onboarding activities when applicable.

C. Communications and Consent Management

To send application-related communications, service updates, and other permitted messages. Marketing text messages will be sent only when the recipient has provided the consent required by applicable law. Individuals may withdraw applicable messaging consent using the opt-out instructions provided.

D. Compliance and Risk Management

To satisfy applicable legal and regulatory obligations, maintain required records, investigate complaints, prevent fraud, and protect the rights and security of Peoplesurrance and the individuals we serve.

E. Business Operations and Service Improvement

To administer our systems, maintain accurate records, evaluate service effectiveness, improve operational processes, and support the security and reliability of our digital services.

F. Other Disclosed or Authorized Purposes

For other purposes disclosed when information is collected, or where otherwise permitted or required by applicable law.

4. How We Share Personal Information

Peoplesurrance may disclose personal information to third parties when reasonably necessary to provide requested services, administer our programs, operate our business, or comply with applicable legal obligations.

A. Insurance Carriers and Authorized Insurance Partners

Where appropriate to a requested insurance service, we may share relevant information with insurance carriers, authorized agencies, licensed professionals, and other parties involved in evaluating, quoting, underwriting, issuing, or servicing insurance coverage.

B. Technology and Business Service Providers

We may share information with service providers that support our operations, including customer relationship management systems, website and form hosting providers, communication platforms, document management services, and information technology providers. Such disclosures are subject to applicable legal requirements and contractual safeguards.

C. Community Ambassador Program Administration

We may disclose relevant application or participation information to authorized personnel and service providers who assist with applicant evaluation, onboarding, program administration, and related operational activities.

D. Legal, Regulatory, and Security Purposes

We may disclose information when required or permitted by law, including in response to lawful requests from regulators, courts, or government authorities, or when reasonably necessary to investigate fraud, protect security, or enforce applicable agreements.

E. Business Transactions

If Peoplesurrance participates in a merger, acquisition, reorganization, or transfer of business assets, relevant information may be disclosed or transferred as permitted by applicable law and subject to appropriate protections.

F. With Your Direction or Authorization

We may share information with other parties when you request or authorize the disclosure, subject to applicable legal requirements.

G. Text Messaging Information

We do not sell or share mobile phone numbers, SMS opt-in information, or text messaging consent records with third parties or affiliates for their independent marketing or promotional purposes. Information may be provided to messaging service providers as necessary to deliver authorized communications, subject to applicable safeguards.

5. Data Security and Retention

A. Information Security

Peoplesurrance recognizes the importance of protecting personal information against unauthorized access, disclosure, alteration, loss, or misuse.

We seek to implement reasonable administrative, technical, and physical safeguards appropriate to the sensitivity of the information and the nature of our operations. These may include access controls, authentication measures, employee and agent confidentiality requirements, secure information handling procedures, and oversight of relevant technology service providers.

No electronic transmission or storage system can be guaranteed to be completely secure. Accordingly, while we take information security seriously, we cannot guarantee absolute security.

B. Data Retention

Peoplesurrance retains personal information for periods reasonably necessary to fulfill the purposes described in this Privacy Policy, subject to applicable legal, regulatory, contractual, and operational requirements.

Retention periods may vary depending on the type of information, the services provided, the status of an application or client relationship, and applicable recordkeeping obligations.

C. Community Ambassador Application Records

Information submitted through the Community Ambassador application may be retained for applicant evaluation, communications, program administration, recordkeeping, and legitimate compliance purposes, including when an application is not approved.

D. Secure Disposal

When personal information is no longer required and no applicable obligation requires its continued retention, Peoplesurrance seeks to dispose of or de-identify that information using methods appropriate to its sensitivity and the systems in which it is maintained.

6. Your Privacy Choices and Rights

Peoplesurrance recognizes the importance of providing individuals with appropriate choices regarding the collection, use, and disclosure of their personal information.

Depending on your location, the nature of your relationship with Peoplesurrance, and applicable law, you may have certain privacy rights.

A. Access and Correction

You may contact Peoplesurrance to request access to personal information we maintain about you or to request correction of information that is inaccurate or incomplete, subject to applicable legal limitations.

B. Requests for Deletion

You may request deletion of certain personal information. Such requests will be evaluated in accordance with applicable law, including any regulatory, contractual, recordkeeping, security, or other lawful obligations requiring continued retention.

C. Communication Preferences

You may request changes to your communication preferences or unsubscribe from promotional email communications using available unsubscribe mechanisms.

For text messages, you may reply STOP to opt out of further messages from the applicable messaging program. Reply HELP for assistance. Message and data rates may apply.

D. Marketing Consent

Where consent is required for marketing communications, Peoplesurrance will seek the applicable authorization before sending such communications. Withdrawing marketing consent will not affect your ability to submit a Community Ambassador application.

E. Additional Privacy Rights

Residents of certain jurisdictions may have additional rights concerning their personal information, including rights related to access, correction, deletion, portability, or certain uses and disclosures of personal information, subject to applicable law and exceptions.

F. Submitting a Privacy Request

To submit a privacy-related inquiry or request, please contact:

People's Benefit Corporation d/b/a Peoplesurrance

Email: [email protected]

Telephone: 863-430-7702

Mailing Address: 7901 N 4th St., Ste. 25132, St. Petersburg, FL 33702

We may take reasonable steps to verify your identity or authority before fulfilling a privacy request. We will respond in accordance with applicable legal requirements.

7. Cookies, Tracking Technologies, and Third-Party Services

A. Cookies and Similar Technologies

Peoplesurrance websites and digital services may use cookies and similar technologies to support website functionality, maintain security, remember certain preferences, and understand how visitors interact with our services.

Cookies are small data files that may be stored on your device when you visit a website. The types of cookies used may depend on the features and technology services enabled on a particular page.

B. Website Analytics and Performance

Where enabled, Peoplesurrance may use analytics and performance-monitoring technologies to evaluate website traffic, identify technical issues, and improve the accessibility and effectiveness of our digital services.

C. Third-Party Technology Providers

Our websites, forms, and communications may be supported by third-party technology providers. These providers may process certain technical or personal information in connection with the services they provide to Peoplesurrance.

D. Cookie Preferences and Browser Controls

Depending on your browser and device settings, you may be able to manage or disable certain cookies. Disabling cookies may affect the functionality of some website features.

Where applicable law requires additional consent or choices for nonessential cookies or tracking technologies, Peoplesurrance will provide the relevant controls.

E. External Websites and Services

Our digital services may contain links to websites or services operated by third parties. Peoplesurrance is not responsible for the privacy practices of independently operated third-party websites. We encourage visitors to review the privacy notices of those services before providing personal information.

8. Children's Privacy and Age Eligibility

A. Children's Privacy

Peoplesurrance recognizes the importance of protecting children's personal information.

Our general websites and digital services are not intended to solicit personal information from children under the age of 13 without the involvement or authorization of a parent or legal guardian where required by applicable law.

We do not knowingly collect personal information online from children under the age of 13 in circumstances that would require parental consent without obtaining the consent required by applicable law.

If we become aware that personal information has been collected from a child in violation of applicable legal requirements, we will take appropriate steps to address the information, including deletion where required.

B. Community Ambassador Program Age Requirement

The Peoplesurrance Community Ambassador Program is intended for individuals who are at least 18 years of age.

Applicants are required to confirm that they are 18 years of age or older as part of the application process.

Submitting an application does not guarantee acceptance into the program. Peoplesurrance reserves the right to verify eligibility and decline applications that do not satisfy applicable participation requirements.

C. Parent or Guardian Inquiries

Parents or legal guardians who believe that a child has submitted personal information through a Peoplesurrance digital service may contact us at [email protected] to request that the matter be reviewed.

9. Changes to This Privacy Policy and Contact Information

A. Changes to This Privacy Policy

Peoplesurrance may update this Privacy Policy periodically to reflect changes in our business operations, services, technology, privacy practices, or applicable legal requirements.

When material changes are made, we will take appropriate steps to provide notice where required by applicable law.

The effective date displayed at the beginning of this Privacy Policy identifies the date of the current version.

We encourage individuals to review this Privacy Policy periodically to remain informed about how their personal information is handled.

B. Contact Information

If you have questions about this Privacy Policy, our privacy practices, or how your personal information is collected, used, or disclosed, please contact:

People's Benefit Corporation d/b/a Peoplesurrance

7901 N 4th St., Ste. 25132
St. Petersburg, FL 33702
United States

Email: [email protected]

Telephone: 863-430-7702

C. Privacy Requests and Concerns

Individuals wishing to exercise applicable privacy rights, update communication preferences, report a privacy concern, or inquire about personal information maintained by Peoplesurrance may contact us using the information above.

We will review and respond to privacy-related inquiries in accordance with applicable law, identity-verification requirements, and relevant recordkeeping obligations.